HomeBusiness/FinancePaytm Turns Profitable in Q1 FY26; Strengthens Leadership in Merchant Payments

Paytm Turns Profitable in Q1 FY26; Strengthens Leadership in Merchant Payments

Mumbai, 22nd July 2025 – Paytm (One 97 Communications Ltd), India’s leading full stack merchant payments platform, has reported strong financial results for Q1 FY26, turning profitable across all major metrics. The company posted a Profit After Tax (PAT) of ₹123 Cr and EBITDA of ₹72 Cr, driven by AI-led efficiencies and robust growth in financial services.

Paytm’s operating revenue jumped 28% YoY to ₹1,918 Cr, supported by an increase in subscription merchants, higher Gross Merchandise Value (GMV), and rising financial services revenue. Contribution profit surged 52% YoY to ₹1,151 Cr, with margins improving to 60%.

Net payment revenue rose 38% YoY to ₹529 Cr, while financial services revenue doubled to ₹561 Cr, backed by growth in merchant loans and improved collections. Merchant subscriptions touched an all-time high of 1.3 Cr as of June 2025.

With a cash balance of ₹12,872 Cr, Paytm plans to further expand merchant payments, financial services distribution, and AI-powered innovations. As India’s first AI-led omni-channel payments platform, Paytm remains committed to empowering over 10 Cr merchants nationwide.

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